金融服務業承做加密貨幣支付業務之關鍵評估因素

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研究生：	陳鈞皓 CHEN, CHUN-HAO
論文名稱：	金融服務業承做加密貨幣支付業務之關鍵評估因素 Key Assessment Factors for Cryptocurrency Payments in Financial Services Industry
指導教授：	胡美智 Hu, Mei-Chih
口試委員:	李傳楷 Lee, Chuan-Kai 陳寶蓮 Chen, Bao-Lian
學位類別：	碩士 Master
系所名稱：	科技管理學院 - 科技管理研究所 Institute of Technology Management
論文出版年：	2022
畢業學年度：	110
語文別：	中文
論文頁數：	40
中文關鍵詞：	加密貨幣、支付業務、決策實驗室分析法
外文關鍵詞：	cryptocurrency, payment business, DEMATEL
相關次數：	點閱：2 下載：0
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查詢本校圖書館目錄查詢臺灣博碩士論文知識加值系統勘誤回報

近年來加密貨幣因其獨特之應用特性成為大眾關注的焦點，雖然目前加密
貨幣主要應用還是以投資為主，但慢慢的有許多商店及大型機構接受以穩定幣
作為媒介，也顯示出加密貨幣的支付在未來有非常大的發展空間。
本篇研究將以加密貨幣專家及金融服務業為研究對象，藉由文獻探討整理出
影響金融服務業乘做加密貨幣的三大構面及十項關鍵因素，再藉由訪談的結果進
行決策實驗室分析法。根據本研究結果所顯示加密貨幣及金融業專家覺得加密貨
幣存放之安全性為致因性最強的關鍵因素，若能降低虛擬貨幣被盜取的可能，會
使大眾更願意採用加密貨幣為其支付也促使金融機構承做加密貨幣支付之業務。
此外，加密貨幣價格浮動程度也是影響業者乘做加密貨幣支付的關鍵因素之一，
若價格浮動程度過大將會使大眾無法將加密貨幣視為交易的媒介。

In recent years, cryptocurrencies have become the focus of
attention in the financial market due to their unique application
characteristics. Although the largest application of cryptocurrencies
is still investment, gradually many stores and large institutions
accept stablecoins as a medium of transaction. It also shows that
cryptocurrency payment has great room for development in the future.
This study takes cryptocurrency experts and the financial service
industry as the research objects, uses the literature to discuss and
analyzes three major aspects and ten key factors that affect the
financial services industry's multiplication of cryptocurrency, and
then conducts DEMATEL analysis method based on the results of the
interviews. Research results show that experts in the cryptocurrency
and financial industry believe that the security of cryptocurrency
storage is the most critical factor to do cryptocurrency payment
business. In addition, the degree of cryptocurrency price fluctuation
is also one of the key factors affecting the financial services
industry's multiplication of cryptocurrency payments. If the price
fluctuation is too large, the public will not be able to regard
cryptocurrency as a medium of exchange.

第一章、緒論............................................................................................................................1
1 研究背景與動機..............................................................................................................1
2 研究問題..........................................................................................................................2
3 章節架構與研究流程......................................................................................................2
第二章、文獻探討....................................................................................................................3
1 加密貨幣..........................................................................................................................3
1.2 加密貨幣的起源.......................................................................................................4
1.3 加密貨幣的技術 ......................................................................................................5
2 加密貨幣支付發展概況................................................................................................5
2.1 加密貨幣支付概述.................................................................................................5
2.2 加密貨幣支付發展現況.........................................................................................8
3 金融服務公司承做加密貨幣支付業務之評估............................................................9
3.1 市場面.....................................................................................................................11
3.2 收益面.....................................................................................................................11
3.3 風險面.....................................................................................................................12
第三章、研究方法..................................................................................................................16
1 研究設計........................................................................................................................16
2 研究對象........................................................................................................................22
第四章、研究結果分析..........................................................................................................24
1 DEMATEL 法結果分析 ...................................................................................................24
1.1 總影響關係矩陣 T.................................................................................................24
1.2 總影響關係矩陣與模型.........................................................................................26
1.3 因果關係圖...........................................................................................................29
第五章、研究結論..................................................................................................................32
1 研究結論.......................................................................................................................32
2 研究建議.......................................................................................................................35
參考文獻..................................................................................................................................37
                                

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