國內交通狀況屬於汽車和機車混合的型式，算是非常複雜的狀態，國人在如此複雜的狀況下行駛交通工具，自身對於風險知覺的看法應該也會有所差異；不同年齡層的駕駛涉入交通事故的情形也有所不同，性別上的差異也可能是影響的因素之一，這些都可能是影響他們認知風險知覺的因素，在此同時也引發本研究對此面向的興趣。
本研究的第ㄧ個目的，在建立一個有關駕駛風險反應的歷程，根據此歷程的建立來了解風險知覺在此歷程中的角色；第二，另外根據不同性別與年齡層的區別，來探討這些因子對於風險知覺的影響；最後，在研究過程中也使用客觀與主觀的方法來量測風險知覺，從這兩種結果來進行比對，提供給後續研究的應用。
研究方法採用兩種方式來進行，一種為根據實際道路交通的情境影片，讓受試者找出危害事件，以此作為風險知覺的判斷依據；另一種為設計問卷的方式，讓受試者填寫跟風險知覺有關的問題，並從利克特七點量表當中去選取適當的選項。研究結果顯示，性別在兩種實驗方式，都沒有呈現顯著差異，但是對於風險接受度上，男性相對於女性的駕駛行為，較具有冒險的傾向。以年齡來說，年紀稍大的族群呈現較好的風險知覺，而且此族群兩種實驗方式都呈現一致的結果。
根據研究的結果可以應用在各個領域上，如其他飛航、海運或一些具危險性的場所，在這些領域的人員都應具備關於風險知覺方面的認知，以期達到更安全的生活與工作環境。

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